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Heritage Bank
Top 200 Healthiest Banks 2017

Cash Management

Heritage Bank views community banking as a partnership with our customers and we are proud to offer a wide selection of innovative, state-of-the art cash management services to our valued business clientele. From payables and receivables to a host of other specialized services, Heritage Bank has the products you need to efficiently manage your cash flow.

Online Banking

Enjoy the convenience of online banking, available 24 hours a day from any PC with access to the internet. With our sophisticated Cash Management system, we can customize your online banking experience to include any of the following services.   

Online Bill Pay

Benefit from paying bills online from one central location.  You can set up recurring bills, or just send a one-time payment.  With our user friendly system, paying bills will be a one-stop process. 

Remote Deposit

Accelerate your deposits and enjoy the convenience of making deposits right from your own office.  Let Heritage Bank provide you with one of our top of the line Remote Deposit Capture machines.  We will provide the maintenance whenever needed.  With Remote Deposit you will also benefit from:

  • - Reduced risk and time spent driving to the bank
  • - Reduced processing costs and reconciliation time
  • - Improved record keeping with electronic reports that retain front and back images of each item 

ACH Origination

With our easy to use system, you can upload files created by your accounting software, or you can use our system to create a variety of ACH files.

  • - Direct Deposit is a safe and convenient way to pay your employees, wherever they may bank.
  • - Vendor Payments allow you to pay your vendors similar to a wire, but much more cost effective.
  • - Tax and Child Support Payments enables you to pay both federal and state agencies electronically, as well as send child support payments to the state. 

Online Wire Origination

With online wire origination, you can initiate your own wires right from your online banking.  This increases efficiency and decreases fraud, by giving you a secure and easy way to initiate your own wires.  We can also create templates for your repetitive wires to decrease time spent typing the same information multiple times.  It’s easy, fast, and secure!

Positive Pay

With real-time integration, an easy file import process, and an automated exception handling, this fraud prevention service verifies the checks your business issues against checks being presented to the bank for payment.   

Merchant Services

Enjoy the convenience of taking credit card payments for your products or services.  We offer merchant services through a third party bank, or bankers bank, Texas Independent Bankers (TIB).  They have very competitive rates, and offer a variety of credit card machines, as well as Point of Sale (POS) systems for restaurants, stores, etc.  If you would like to even compare rates to what you currently have, please ask for more information today!  TIB offers top of the line equipment, as well as service.   

Contact Information

For more information about our Cash Management Services, please contact your local Cash Management Specialist.

Nixon/La Vernia:  830.582.1511
Pearland/Lake Jackson/Detroit:  281.485.0600
OR you can e-mail:

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